The Council insures its Council dwellings and, thus, in the case of a fire that damaged a property the Council would claim on its insurance for the cost of repairing the property. 

 

Council tenants may make insurance claims against the Council for any damage that South Lakes Housing causes to the tenants' possessions, or injury to the tenant or members of their family.

 

As an example, if a South Lakes Housing tradesman were to hammer a nail into the wall and inadvertently burst a pipe which resulted in the floor being flooded and ruining the tenant's carpet, the Council would be responsible for the cost of replacing the carpet as clearly its action has been negligent.

 

However, there are a variety of other issues for which the Council may not be negligent. For example, if there is a particularly bad storm which lifts a tile off of a roof and as a result water comes through the roof, through the ceiling and damages a bedroom carpet, the Council would claim that it has not been negligent as it could not have prevented that from happening. Under such circumstances the Council would seek to reject any such claim.

 

The Council does not insure any of the contents that belong to the tenant, but South Lakes Housing tenants can  insure the contents of their homes in an easy and affordable way.   South Lakes has negotiated a  scheme with Royal & Sun Alliance insurance plc which is a home contents policy especially designed for the tenants of South Lakes Housing.  It's simple and value for money, with premiums payable weekly, monthly or annually. 

South Lakes Housing,

Little Aynam House,

Little Aynam,

Kendal

LA9 7AH

 

Email: housing.services@southlakeshousing.co.uk

Tel: 01539 717 717